The casino is licensed by the Kahnawake gaming commission in the Mohawk territory of Kahanawake near Montreal, Canada, and payout percentages are audited by PricewaterhouseCoopers – the overall payout rate was a respectable if not spectacular 96.68%, with slots rated at 95.53%, table games at 97.69 and Poker games at 96.68%. Those payouts are in line with other Microgaming casinos, and while you can get better (and worse) percentages online, they still beat Vegas odds.

The five-megabyte initial download takes around 20 minutes on a 56k modem, with extra time for each individual game download.

Bonus-wise, there’s a signup of $10 free with no deposit required (which must be claimed within 72 hours), but you are required to wager 8 times the bonus amount before cashing out – and Roulette, Craps and Baccarat don’t qualify.

There’s a 25% bonus of your first purchase of $20 or more, to a limit of $400.

Golden Reef offers a great selection of games, with 10 progressive slots. Recently a $124,848 jackpot was won by Diane H playing the Treasure Nile slot on a 50-cent bet. MegaMillions is there also, which for the really big progressive jackpot. There’s also a good array of progressive poker, blackjack and

Payment options include Firepay, Paypal, Visa and Mastercard.

Software by Microgaming.

Support is good, including online chat, as well as the usual 24/7 phone and email options. Golden Reef promises email support within 30 minutes, and live chat help within 30 seconds.

The Bank offers Playcheck and Cashcheck for checking your transactions and game histories.

Overall, a site with reliable software and a great selection of games. The bonuses aren’t the best, but bonuses alone shouldn’t be a determining feature in choosing a casino.